Self-employed accounting in Laval
Your work deserves your attention, and so do your numbers. Solera helps self-employed people, freelancers and contractors in Laval and Greater Montréal organize income and expenses, prepare for tax obligations and understand the decisions that come with working independently.
Who this support is for
Do you invoice clients as a freelancer, consultant or contractor, or run a sole proprietorship? This service is for people who want usable records, whether their business is new, part-time or established.
We start with your actual clients, invoices, bank accounts, tools and available records. Whether you are in Laval, Montréal, Terrebonne, Blainville or Boisbriand, we can work remotely in French or English.
What is included in the agreed scope
Income and expense tracking, supporting-document organization and bank reconciliation help build a clear record of your work and prepare for the next steps.
We review deductible expenses using their supporting records and connection to the business. Mixed-use costs, such as a vehicle, phone or home office, need a reasonable, documented business-use allocation. A cost is not automatically deductible simply because it appears in an account.
Support can include reviewing GST/QST registration, preparing applicable returns and tracking instalments when required. Personal tax work with business income can include the federal T2125 statement and Québec TP-80 form, depending on your circumstances.
The steps to organize your numbers
1. Review the situation: we discuss your business, the periods to cover, tax accounts and returns already filed, then agree on the work.
2. Gather records: you share invoices, receipts, bank and credit-card statements, and mixed-use expense details through the agreed secure channels.
3. Organize and check: we categorize transactions, reconcile accounts and ask you to clarify missing records or explanations.
4. Prepare and maintain: we prepare the agreed tax work using checked figures, then establish a practical routine for sharing documents and keeping records current.
When to consider incorporating
Incorporation is not an automatic next step or a promise of tax savings. It may be worth discussing as profits, funds retained in the business, growth plans or liability considerations change.
We help examine the financial picture and the administrative costs of each option. Legal questions and the consequences for your particular circumstances should be checked with appropriate professionals before a decision.
Clear, responsive support
Meetings are by appointment and can take place by phone or Google Meet, depending on what suits your circumstances. Solera serves clients in French and English across Laval, Montréal, and the North Shore. Remote collaboration can also make it easier to share the information needed without travelling.
Before work begins, we agree on useful documents, each person’s responsibilities, and the next steps. Complete information provided on time helps the work move forward, but every file is different. Applicable tax rules and deadlines depend on your circumstances, so specific questions are clarified with you rather than assumed.
Frequently asked questions
Can you help if I am just starting self-employment?
Yes. We can help organize income tracking, supporting documents and upcoming obligations. The scope depends on your activities and the accounts already opened.
Do I need GST/QST registration as soon as I start?
Not necessarily. Small-supplier status, the $30,000 taxable-supply threshold, calculation periods and certain exceptions must be considered. We review your circumstances rather than assume one rule fits everyone.
How do I handle mixed personal and business expenses?
Separate the business-related portion and keep supporting records. We discuss an allocation method appropriate to each expense; applicable tax limits and conditions still need to be checked.
Do you prepare personal tax with T2125 and TP-80?
The scope can include your personal return and business-income information, including federal T2125 and Québec TP-80 where applicable. Required documents and responsibilities are agreed before work starts.
Do I need instalments or should I incorporate?
Instalments depend on your tax circumstances; we can help review requirements and follow-up. Incorporation is a separate decision involving profits, costs and goals, with legal advice where needed.